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MARYLAND HEALTH INSURANCE PLAN

ORIGIN & FUNCTIONS


In 2002, the Maryland Health Insurance Plan was created as an independent unit within the Maryland Insurance Administration (Chapter 153, Acts of 2002). It reorganized as an independent agency in October 2008 (Chapter 259, Acts of 2008; Code Insurance Article, secs. 14-501 through 14-515).

The Plan provides health insurance to Maryland residents who do not have access to such insurance or are deemed medically uninsurable. Subscriber premiums, and an assessment on hospital net patient revenues fund the Plan.

Appointed by the Board of Directors, the Administrator administers the Maryland Health Insurance Plan, and the Senior Prescription Drug Assistance Program. To low- and middle-income Maryland senior citizens, the Program provides subsidies that reduce copayments under the federal Medicare Part D prescription drug plan (Code Insurance Article, secs. 14-510 through 14-515).

BOARD OF DIRECTORS

The Maryland Health Insurance Plan is subject to the superivision and control of the ten-member Board of Directors (Code Insurance Article, sec. 14-503). After adapting a plan of operation for the Plan, the Board submits it, as well as any subsequent amendments, to the Maryland Insurance Commissioner for approval.

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